A construction loan is designed to help you finance the building of a new home, major renovations, or structural upgrades to your existing property. Unlike a standard home loan, construction loans allow you to draw down funds progressively at each stage of the build, making them ideal for managing costs over time.

At TH Mortgage Solutions, we offer construction loans that are interest-only during the building phase and convert to a standard principal and interest loan upon completion—giving you financial flexibility throughout your project.

Benefits of a Construction Loan

✅ Stage-Based Payments
Draw funds as needed during each phase—foundation, framework, lock-up, fit-out, and completion.

✅ Interest-Only During Construction
Lower repayments while the property is being built or renovated.

✅ Customised to Your Project
Loans tailored to your construction schedule and budget.

✅ Seamless Transition Post-Construction
Switch to a standard loan once your build is complete, with flexible repayment options.

What You Can Finance

• New home construction

• Major home renovations

• Structural extensions or rebuilds

How We Help

✔ Work closely with your builder and timeline
✔ Compare competitive construction loan options
✔ Handle paperwork and council approvals
✔ Guide you through each drawdown and stage payment

Turn Your Dream Home into Reality

Whether you’re building from the ground up or making major upgrades, TH Mortgage Solutions is here to simplify the process with expert support and smart loan options. Reach out to get started.