An SMSF (Self-Managed Super Fund) loan allows your fund to purchase investment property, helping you grow your retirement savings while retaining control over your investment decisions. The SMSF handles all loan repayments, while rental income and capital gains remain within the fund—boosting your retirement nest egg.

Whether you’re purchasing a new property or refinancing an existing one, SMSF loans offer flexibility, control, and potential tax benefits. At TH Mortgage Solutions, we ensure the entire process is compliant, smooth, and suited to your long-term financial goals.

Benefits of an SMSF Loan

✅ Grow Your Super with Property
Use your SMSF to invest in residential or commercial property and build wealth for retirement.

✅ Tax Efficiency
Take advantage of superannuation tax concessions, including deductions on property expenses and interest.

✅ Full Control Over Investments
You choose the property and investment strategy that suits your fund’s goals.

✅ Refinance Existing Property
Refinance current SMSF property loans for better rates or terms.

Eligible Property Types

• Residential investment property

• Commercial property

• Refinance of existing SMSF-held properties

How We Help

✔ Ensure full compliance with Australian super regulations
✔ Compare SMSF loan products from trusted lenders
✔ Simplify paperwork and guide you throughout
✔ Tailor solutions to your fund’s strategy and growth plan

Plan Your Retirement the Smarter Way

Explore the benefits of property investment through your SMSF. Contact TH Mortgage Solutions for expert SMSF loan guidance.